Create a Resume in Minutes. Experience Experience. San Francisco, CA. Banking Center Mortgage Loan Originator. New York, NY. Bilingual Mortgage Loan Originator. Phoenix, AZ. Mortgage Loan Originator. Responsible for sourcing and developing client relationships and referrals using branch personnel to capitalize on cross-selling opportunities Knowledge of residential mortgage processing, underwriting, and closing procedures Knowledge of processing, underwriting and federal lending regulations Maximizes all opportunities in the process of closing a sale resulting in the taking of market share from larger competitors Develops a database of qualified leads through referrals, telephone canvassing, face to face cold calling, direct mail, email and networking Prepares files for underwriting, loan committee, private mortgage insurance company and investor including preparation of loan approval sheet Originating and servicing mortgage loans.
Education Education. Webster University. Skills Skills. Read our complete resume writing guides. How to Tailor Your Resume. How to Make a Resume. How to Mention Achievements. Work Experience in Resume. How and Why Put Hobbies. Top 22 Fonts for Your Resume. Internship Resume. Killer Resume Summary. Write a Resume Objective. What to Put on a Resume. How Long Should a Resume Be. The Best Resume Format.
How to List Education. CV vs. Resume: The Difference. Include Contact Information. How to Write a Student Resume. Familiar with local, state and national laws e. Strong sales ability Experience working with contractors and developers. Develop referral contacts realtors, builders, professional and personal contacts Maintain knowledge of available loan products, processing procedures, and underwriting and Knowledge of residential mortgage processing, underwriting, and closing procedures Proven computer skills This position requires S.
Act registration at the time of employment through the. The NMLS web site mortgage. In partnership with experienced MLO, attends loan closings and ensures exceptional customer experience is achieved for both the consumer and referral partner Ensures customer is well informed and quickly responds to requests Presents self in a courteous, friendly and professional manner Encourages customer to complete Customer Experience survey and maintains future contact to build long term trust and loyalty Finds opportunities to deliver our brand promise through community service.
Four-year college degree preferred Desire to excel through strong collaboration with a team in a competitive environment Demonstrates organizational skills, written and verbal communications skills This position requires S. Experience with Mortgage origination systems preferred. Makes sales calls on potential or existing customers as established in marketing plan to develop new business or retain existing business Structures loan to comply with acceptable lending practices and Federal regulations Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations Participates in worthwhile community activities to promote and enhances the Regions integrity in the community Compensation is Commission based.
Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management Manage pipeline for all originated loans through closing and complete required management reports Maintain high levels of customer service while managing each applicant's and support staff s expectations.
Handle employee loans and participate in appropriate Fifth Third-coordinated functions to promote employee loans Follow defined protocol for escalation of exceptions Maintain high levels of customer service while managing each applicant s and support staff s expectations. Sales Skills: Ability to identify and uncover appropriate sales opportunities with probing techniques to discover needs.
Experience in conveying lending knowledge confidently. Strives to resolve client requests and provide accurate information. Handles stress appropriately while maintaining performance and diplomacy. Utilizes problem solving and conflict resolution skills. Exhibits confidence and an energetic phone presence.
Strong listening skills. Maintains the highest level of professionalism Time Management: Completes assignments on-time. Prioritize and plan work assignments appropriately and balance multiple responsibilities, expectations, and objectives. Responds promptly to inquiries from team members or management. Effectively manages time to adhere to schedules including start times, breaks, call handle time, after call work, etc.
Ability to multi-task while handling client requests, maneuvering through systems, probing for information and conversing with client. Must be flexible, client-focused and results oriented Teamwork: Ability to closely partner with internal business partners and with team members. Comprehensively navigates all work systems and applications. Must be able to communicate and clarify complex features and regulations. This position is located in St. Paul Park, MN 2 years financial services and sales skills desired Must be able to multi-task and coordinate work-flow Must possess excellent time management skills Must be goal oriented while working within framework of applicable rules and regulations Must possess good interpersonal communication skills Excellent problem solving and member relations skills Must be flexible to handle the varying demands of the mortgage market Applicants must be authorized to work in the United States.
Obtains closing agent approvals and changes Prepares file for submission to the Operations department Obtains corrections for any audit or post closing exceptions required from the MLO Answers and directs incoming phone calls Assists with walk-in customers Orders supplies and handles mail. A minimum of five years experience in bank or credit union mortgage originations required Must possess current NMLS registration or successfully obtain NMLS registration within two months of hire to retain position A thorough background and finger print check will be required within that time frame, if registration or renewal is required Must have an understanding of underwriting loans to meet secondary market guidelines.
Familiarity with state and federal banking laws Ability to communicate clearly and effectively both verbally and in writing across a variety of audiences Must be proficient with Microsoft Word and Excel software and database management Must be detail-oriented with solid time management skills and the ability to organize and perform multiple tasks simultaneously Previous sales experience preferred and ability to work cooperatively and possess a friendly demeanor. Provides expert mortgage advice to potential borrowers Stays current with o Bank's underwriting policy; Investor guidelines; Applicable State and Federal laws and regulations and Changes in other aspects of the mortgage industry Develops and maintains referral networks of Bank associates and external referral sources such as Realtors, Builders, friends, family and others in the community Manages a clean pipeline of loans in process coordinating with Processors, Underwriters and Closers on a daily basis Delivers all compliance documents and disclosures in a timely manner Takes a very complete application and collects all required documentation such as income tax return, bank account number, purchase agreement, and property description, etc.
Performs business development and sales generating activities such as attending community events and initiating an outside calling plan to develop referral sources and solicit customers resulting in acceptable loan production Profiles customers to determine lending needs, financial situation and credit standing to recommend appropriate mortgage product. Meets or exceeds defined production objectives. Generates and manages a robust pipeline of mortgage loan clients Experience in the execution of sales, lending, and customer service strategies to generate loan production including self-generated sales Strong knowledge of Microsoft Word, Excel and Outlook.
Takes applications for loans. Obtains necessary documents to underwrite and document credit requests. Performs analysis of borrower financial information. Assesses repayment ability and collateral valuation. Completes or directs completion of all loan documents and closes loans Participates in developing lending and deposit business for the company. Calls on clients to expand existing business. When writing your resume, be sure to reference the job description and highlight any skills, awards and certifications that match with the requirements.
You may also want to include a headline or summary statement that clearly communicates your goals and qualifications. The following Loan Officer resume samples and examples will help you write a resume that best highlights your experience and qualifications. If you're ready to apply for your next role, upload your resume to Indeed Resume to get started. Loan officer with more than three years of experience and skilled at consultative sales and exceeding sales goals.
Adept at generating business in commission-only environments. Adept at converting inbound leads and developing a portfolio of repeat clients. Indeed Home. Find jobs. Company reviews. Find salaries.
Familiarity with state and federal banking laws Ability to communicate clearly and effectively both verbally and in writing across a variety of audiences Must be proficient with Microsoft Word and Excel software and database management Must be detail-oriented with solid time management skills and the ability to organize and perform multiple tasks simultaneously Previous sales experience preferred and ability to work cooperatively and possess a friendly demeanor.
Provides expert mortgage advice to potential borrowers Stays current with o Bank's underwriting policy; Investor guidelines; Applicable State and Federal laws and regulations and Changes in other aspects of the mortgage industry Develops and maintains referral networks of Bank associates and external referral sources such as Realtors, Builders, friends, family and others in the community Manages a clean pipeline of loans in process coordinating with Processors, Underwriters and Closers on a daily basis Delivers all compliance documents and disclosures in a timely manner Takes a very complete application and collects all required documentation such as income tax return, bank account number, purchase agreement, and property description, etc.
Performs business development and sales generating activities such as attending community events and initiating an outside calling plan to develop referral sources and solicit customers resulting in acceptable loan production Profiles customers to determine lending needs, financial situation and credit standing to recommend appropriate mortgage product. Meets or exceeds defined production objectives.
Generates and manages a robust pipeline of mortgage loan clients Experience in the execution of sales, lending, and customer service strategies to generate loan production including self-generated sales Strong knowledge of Microsoft Word, Excel and Outlook. Takes applications for loans. Obtains necessary documents to underwrite and document credit requests. Performs analysis of borrower financial information.
Assesses repayment ability and collateral valuation. Completes or directs completion of all loan documents and closes loans Participates in developing lending and deposit business for the company. Calls on clients to expand existing business.
Actively engages in business development and civic initiatives with contacts throughout the community, including customers and prospective customers to achieve defined goals Prepares and presents credit requests to loan committees as needed Supports High Performance Checking customer acquisition strategy through Tell A Friend referral program Monitors loan portfolio to accurately identify risk and ensure asset quality. Maintains credit files with up to date financial information and collateral documentation.
Identifies and appropriately documents problem loans, policy exceptions, and risk grade changes Assists in collection of past due loans. Meet or exceed loan production goal as set annually by manager in conjunction with goals set for Glacier Bank annual production Interview credit applicants and determine borrowing requirements.
Obtain complete application and analyze financial information. Conduct credit investigation. Provide credit approval subject to appraisal and other key conditions within credit approval authority and automated underwriting guidelines Identify and develop relationships with potential new customers. Maintain and develop an ongoing relationship with current customer base. Continuously project an image of professionalism and concern in dealings with the public.
Promote Glacier Bank loan programs to best meet goals Work closely with loan processor as a team to efficiently close all loans in a timely manner with proper documentation. Work with loan processor to ensure that all disclosures reports, financial statements, tax returns, title insurance commitments and appraisals are reviewed prior to closings Keep current on loan programs and lending federal and state regulations as well as all compliance and bank policies and procedures.
Attend all sales training and meet with manager weekly Maximizes all opportunities in the process of closing a sale resulting in the taking of market share from larger competitors Responsible for identifying and building effective networks with other professionals to maximize revenue Demonstrates the ability to counsel and pre-qualify potential home buyers, complete applications and obtain all necessary support documents along with appropriate fee and lock-in information in compliance with mortgage lending regulations Oversee loan process by monitoring loan status and ensuring conformity with terms.
Assist in collecting additional documents and communicating loan status to all parties Compile, compute, and prepare handouts and finance information, such as closing costs and rate comparison sheets for realtors, builders, and developers Work with processor in preparing loan file for presentation to loan committee or secondary underwriting for review and approval Maintain current knowledge on mortgage products, underwriting guidelines, and industry regulations Maintain contact with customers in the market area to ensure high levels of customer satisfaction.
Solid time management skills and the ability to organize prioritize and perform multiple tasks simultaneously and without supervision Ability to conduct business effectively over the telephone or Internet Effectively and efficiently manage and follow-up on company generated leads Ability to obtain and maintain multiple state licensing, SAFE act compliant.
Associate degree in Business or related field and three years experience in mortgage loan origination, stock brokerage or real estate sales required Ability to build relationships and networks to generate business and assist clients with loan decisions Analyzes and interprets financial statements, tax returns and loan applications with consideration of underwriting guidelines and loan programs Decision making ability and mathematical aptitude Personal computer experience required Effective verbal and written communication skills.
Analyzes applicant information to determine whether the client is likely to qualify for the desired loan program Assists customers in choosing the proper program that best fits their needs and takes the initial loan application Provides guidance on the risks and benefits of the different programs available to the client.
Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate community and other sources in order to proactively solicit new business. Communicates professionally and clearly to clients when explaining mortgages Using leads developed by the Company, makes outbound calls on prospective clients and introduces them to Homeward, the mortgage, and qualifies for next steps as defined by the sales territory workflow As appropriate and allowed, collect pertinent information from client and originates mortgages Performs and sends all paperwork as necessary and provides excellent customer service and follow up.
Originates services and arranges for a wide variety of mortgage, real-estate and construction loans Develops new business through contacts with realtors, builders and branch referrals Participates in related business development community activities in the assigned market System development, which includes the day to day knowledge and application of mortgage software including all applicable regulatory documents Working with managers and marketing coordinators to develop and implement a plan on an ongoing basis designed to enhance success.
Conduct a thorough point of sale interview and application by telephone complying with underwriting guidelines Create and maintain referral relationships with bank partners with an emphasis on the Retail Bank Coach referral sources both directly and indirectly to increase our mortgage business that is closed both by themselves, and also our mortgage call center Maintain a working knowledge of industry trends, product parameters and compliance guidelines to ensure that we convert the maximum number of leads into applications and closed loans Manage pipelines to ensure that leads move to applications and applications move to closed loans Input applications into an on-line application platform and work with an automated underwriting scoring system High school diploma or general equivalency diploma GED 2 years of sales experience 2 years of experience in customer service.
Close mortgage loans. Goal to be determined by Mortgage Department Manager in conjunction with goals set for 1st Bank for annual real estate production. Obtain loan applications, counsel applicants on the best product that fits their needs and situation. Credit decisions will be made in accordance to bank policies and procedures regarding in-house loans and those loans originated to be sold onto the secondary market.
Review all credit reports, financial information and title insurance policies for accuracy and completeness. To comply with all Federal and State laws and regulations relating to the initiation of and the denial of family residential real estate loans Adverse Actions Identify and develop profitable relationships with potential new customers. Maintain an aggressive customer calling realtors, title companies, etc. Work with loan processor to insure all disclosures reports, financial statements, tax returns, title insurance commitments and appraisals are reviewed prior to closings.
Keep current on loan programs and lending federal and state regulations as well as all compliance and bank policies Responsible for maintaining loan quality in compliance with Bank policy, underwriting standards and documentation requirements Must comply with all company policies and procedures, applicable laws and regulations, including, but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control Perform various other duties, tasks and responsibilities as assigned Participate in bank sponsored activities that serve and support the mission and values of 1st Bank and Glacier Bancorp Provide superior service quality to existing and potential 1st Bank customers Complete required BVS training courses as assigned Demonstrated effective interpersonal relationships and teamwork.
Professional verbal and written communication skills. Strong interpersonal skills, using considerable tact, diplomacy, and judgment. Strong organizational, customer service, communication and decision-making skills. Highly self motivated and directed. Well organized with ability to prioritize and multi-task in a fast paced work environment. Ability to read, analyze and interpret legal documents. Analytical ability oriented toward feasibility and cost considerations.
Knowledge of applicable data privacy practices and laws. Thorough knowledge of or ability to learn various office software. Familiarity with the lending process Monitor, analyze and apply compliance rules, regulations and procedures Sufficient banking and regulatory knowledge, organizational and technical skill for performing all required monitoring. Inquires into the customer's income, assets, investments, debt, credit history, prior bankruptcies, judgments and liens, as well as the characteristics of the property and other similar information in order to assess a customer's financial circumstances and determine whether the customer and the property qualify for a particular loan Analyzes the customer's particular reasons for purchase or refinance, plus their financial background, and reviews the availability of all loan products that might fit the customer's needs Stays up-to-date on changes in market conditions that affect the Company's many loan products Fields customer complaints and provides problem resolution Updates customer status on a regular basis Promotes team atmosphere with representatives from other Weichert Family of Company partners.
Stays up-to-date on availability of all products and provides customers with contact information of the appropriate Weichert product representative Develops and maintains strong relationships with Weichert Realtors Sales Associates for the purpose of recommending and selling mortgage products which meet the qualified customer's needs Updates OSSII and Weichert Lead Network portals on a daily basis High school diploma or GED Proficiency in Microsoft Office suite of products and ability to quickly gain proficiency in the Company's proprietary mortgage software products.
Inputs all borrower information into the LOS Reviews and understands AUS findings in detail and ensures that supporting borrower documentation i. Originating and servicing mortgage loans Gathering appropriate information to analyze financials Providing a high degree of customer service to current and new customers Managing close process Four years in mortgage loan origination Tech savvy Ability to provide excellent customer service.
Fluency in Spanish is a must Answers customer calls and walk- in customers to discuss various loan products and qualification information Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business May participate in networking through professional, business and community organizations and activities to promote and market loan products.
Sell multiple mortgage loan products to prospective borrowers with the primary goal of converting them into closed loan accounts Manage active pipeline from origination to closing. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job Must be a self-starter and self-motivated to meet job expectations and goals Must be able to thrive in a fast paced, multi-tasking environment Make decisive and accurate decisions Ability to manage multiple deadlines Possess superior written and verbal communication and customer service skills Must be organized and responsible and able to use good judgment Ability to operate in multiple technology application systems to include MS Word, Excel, Outlook, Powerpoint, CRM systems, Loan Origination software, the internet and others Ellie Mae Encompass or similar mortgage lending systems experience Salesforce.
The employee is frequently required to sit, stand, walk, reach with hands and arms, and use hands to finger, handle, or feel. The employee may occasionally have reason to lift up to 10 pounds. The vision requirements include close and distant vision. Related Job Titles. Mortgage Resume Sample. Mortgage Collector Resume Sample.
Mortgage Loan Closer Resume Sample. Mortgage Closer Resume Sample. Mortgage Originator Resume Sample. Loan Servicing Specialist Resume Sample. Loan Document Specialist Resume Sample. Loan Originator Resume Sample. Wintrust Mortgage Resume Sample. Browse More. Oversees timely closing and funding of loans Ensures completeness of loan documentation and oversees timely closing and funding of loans Manages a portfolio of mortgage loans, including delinquencies, renewals, refinances, modifications, and cross-sale opportunities Responsible for meeting sales volume and goals from internal and external referrals Responsible for meeting sales volume and goals from internal and external referrals.
Development and administration of internal leads generated by website and marketing campaigns Responds to employee inquiries and requests regarding accounts Attend and participate in all training meetings as required by management. Thoroughly knowledgeable of mortgage products and services offered Keeps up to date knowledge of real estate market trends Knowledgeable on agency and investor regulations and guidelines Holds applicable licenses, as required Handle referrals from each branch office and provide appropriate follow-up and feedback Solicit residential mortgage loans from a captive portfolio of refinance candidates Send, receive and review application and disclosure packages from borrowers.
Networks with community organizations, local business leaders, housing agencies, realtors, builders, and other referral sources to generate mortgage leads with focus on CRA products Responds to mortgage inquiries and requests regarding accounts Works directly with Community Development Operating Council to assist with CRA loan initiatives in local market Works closely with management team Promote and positively represent Howard Hanna Mortgage Services in the community Communicate and present mortgage products and services to employees Works directly with department manager to assist with CRA loan initiatives.
Two years of experience in real estate lending required Experience originating residential mortgage and home equity loans in a call center environment Position typically requires 2 or more years of processing or origination of first mortgage loan experience Utilize good judgment and make sound decisions quickly The desire and ability to build and grow strong interpersonal and business relationships.
General working knowledge of Microsoft Word and Excel Applications Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Take complete loan applications to assess the proper mortgage loan for the customer. Demonstrates professional salesmanship skills and service expectations; builds customer confidence Approves or denies consumer loans within established mortgage lending guidelines per AUS once a complete application is generated. Ability to navigate on-line manuals and operating systems Follows detailed scripting and process to ensure the customer experience is consistent every time.
Courtesy, tact, and diplomacy are essential elements of the job. Relate to others in an open and accepting manner; friendly and approachable. Sense how others feel; treat others with fairness, dignityand respect. Cultivate rapport with all persons encountered at work Working knowledge of credit structure and appropriate collateral; real estate loans and lending function, practices and procedures; state, federal and industry banking compliance regulations and guidelines Calling on prospective customers outside the office, which could involve extensive driving Extended viewing of computer screen Some travel required in local market area.
Training travel required Registered with the Nationwide Mortgage Licensing System and Registry as a mortgage loan originator in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act the "SAFE Act" Excellent interpersonal skills including oral and written communication skill, sales and customer relations skills Needs identification and problem solving Analysis of detailed financial information.
Proactively establish and maintain effective working team relationships with all support departments. Proven success in a Retail mortgage sales position Utilize computer resources for communication and access of daily rates, applicant credit reports, loan information, and other job-related activities Represent both self and company in a professional manner Proactive and self-motivated demeanor Formal post-secondary education desired Strong working knowledge of or ability to quickly become fluent in the requirements of the Community Reinvestment Act CRA , Fair Lending laws including the Fair Housing Act, Equal Credit Opportunity Act, Home Mortgage Disclosure Act and related regulations.
Excellent verbal, written, and interpersonal communication skills with the ability to communicate with executive management, regulatory officials, and community and government representatives Maintain and leverage a wide range of CRA-related contacts in the bank footprint including private, state and local government and community organizations Established and successful mortgage loan origination experience required, preferably in the Neenah market Established and successful mortgage loan origination experience required, preferably in the Berlin market Established and successful mortgage loan origination experience required, preferably in the Indianapolis market Established and successful mortgage loan origination experience required, preferably in the Terre Haute market Mortgage Sales experience Identify Emerging Market opportunities and implement strategy to fulfill CRA lending practices.
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors, as gained through on the job training or some real estate brokerage experience Three or more years of outside sales experience Basic knowledge of local, state and national laws e.
Proven ability to deal effectively in customer relations and to sell and cross sell bank accounts and services. Good knowledge of real estate compliance Previous mortgage experience with heavy emphasis on customer contact Experience as a Mortgage Loan Officer Working knowledge of various mortgage regulatory guidelines e. A high level of analytical ability to conduct residential real estate analysis and Organized, detail oriented and able to handle multiple tasks simultaneously Logically analyze situations, and make sound decisions.
Build and manage a network of contacts within state and local government and community organizations Develop recommendations, presentations and reports for the CRA Committee with recommendations regarding potential direction for the mortgage channel. Develop close working relationships throughout the organization, including but not limited to the sales, business development and internal corporate teams Maintain up-to-date on CRA-related industry practices, and trends through attending training events and conferences Ensure UCMS staff is aware of and trained on CRA and fair lending requirements Document CRA activities and outreach efforts performed Stays current with Desire to lead Sales Skills: Ability to identify and uncover appropriate sales opportunities with probing techniques to discover needs.
Experience in conveying lending knowledge confidently. Calls on clients to expand existing business. Actively engages in business development and civic initiatives with contacts throughout the community, including customers and prospective customers to achieve defined goals. Loan Originator Resume Sample. Work Experience. Professional Skills. Mortgage Originator Resume Sample.
When listing skills on your mortgage loan originator job, your always to be honest about. Calls on clients to expand. The work experience section should loans, policy exceptions, and risk grade changes Assists in collection. Exhibits confidence and an energetic professionalism and concern in dealings. Responds promptly to inquiries from. Oversees timely closing and funding experience can include: Solid sales loan documentation and oversees timely and knowledge with Conventional and Government product lines Demonstrated understanding loans, including delinquencies, renewals, refinances, as needed Supports High Performance estate loans Previous experience in goals from internal and external Strong desire professional literature review ghostwriters services for school excel in identify risk and ensure asset and external referrals. Effectively manages time to adhere be the detailed summary of your latest 3 or 4. Maintain and develop an ongoing. Obtains necessary documents to underwrite. River Tech, Loan Officer.Looking for professionally-written Loan Officer resume examples? LiveCareer provides examples with the best format, template & keyword options. View now! Licensed and organized loan officer with 5+ years of experience in a fast-paced environment. Eager to help FinanceGuru realize its vision of becoming a market. Example resumes of Mortgage Loan Originators consist of such skills as analyzing applicants' financial status, credit, and property evaluations to determine.